"developing life skills through faith"
TABLE OF CONTENTS
DISCOVERING FINANCIAL SUCCESS
9 Lessons, 94 pg.
Facilitator Notes
How to Use this Book
Assumptions
Group Structure
Ground Rules for Group Members
General Suggestions for Facilitators
Special Features for Facilitators
Suggested Session Timetable
Application to People with a History of
Incarceration
Application to People in Other Settings
Common Bloopers that Facilitators should
Avoid
Foreword
PART 1, MANAGING MONEY
Lessons 1-5
Making Do With What You Have
Lesson 1 – A Clean Slate
Managing Money is as Important
as Making Money
Take the Long View
You Have to Problem Solve
Friends of the Opposite Sex
True/False Test
Lesson 2 – Getting Out of Debt
Child Support
How to Get Out of Debt
Acceptable and Unacceptable Debt
Activity - Debt Worksheet
True/False Test
Lesson 3 – Qualities for Success
Proper Attitude
Excuses that Hold Us Back
Giving
Perseverance
Honesty
True/False Test
Lesson 4 – Budgeting and Saving
How does a Budget Work?
Sample Budget
Activity - Budget Worksheet
Why is Saving Important?
What are Some Ways to Save?
How can You Save when You
Owe More than you Make?
True/False Test
Lesson 5 – Housing
Making Housing Plans
Owning vs. Renting
True/False Test
PART 2, MAKING MONEY
Lessons 6-9
Developing a Strategy for
Securing Your Future
Lesson 6 – Preparing for your Future
Take the Long View
Be Optimistic
Education and Training
True/False Test
Lesson 7 – Getting a Job
Attitude! Attitude! Attitude!
Understand What Employers Want
Overcoming Obstacles
True/False Test
Lesson 8 – Keeping a Job
Main Causes of Failure
Secrets of Success
True/False Test
Lesson 9 - Getting a Better Job
Jobs of the Future
Moving Ahead
God and You
True/False